1. GIVING A RECORDED STATEMENT TO AN INSURANCE ADJUSTER
Claims adjusters are trained to ask innocent sounding questions which,
in reality, are questions attempting to get you to say something which
may be incriminating. Once you tell them you have an attorney, they can
no longer speak with you. Therefore, many of these adjusters attempt to
speak with you as soon as possible after the accident, before you have
retained an attorney. You are NEVER obligated to speak with an insurance adjuster!
2. TRUSTING THE INSURANCE ADJUSTER
Just remember, an insurance adjuster is not your friend. You are not "in
good hands" by trusting what they tell you. They work for a corporation.
Not for you. Their job is to maximize the profits of their corporation.
They do this by paying you less on your claim.
3. SETTLING YOUR CLAIM FOR INSURANCE POLICY LIMITS
Even if the insurance company agrees to pay you the entire "policy
limits", this does not mean you should sign a "Release".
Your claim may be against a driver of the vehicle, but there may also
be an owner that you are not aware of, who has responsibility under the
Owners Liability Statue. There may be an "Umbrella Policy" that
you've not been informed of. There may also be coverage under your
own policy, called Underinsured Motorists Coverage. Never sign a release
without consulting a lawyer.
4. HIRING THE WRONG LAWYER
If you've been in a motorcycle accident, you need a motorcycle accident
specialist. You need a lawyer who rides. I've been riding over 30
years. I understand motorcycles. How they work, what happens in an emergency,
how they brake, what causes a high side accident, a low side accident.
If you were in an auto accident, would you want a lawyer who has never
driven a car? Doesn't know how they work? Who has never even been
inside of a car? So why would you want a lawyer who has never ridden a
motorcycle? This office represents motorcycle accident victims ONLY! We
don't do medical malpractice claims, dog bite claims, slip and fall
claims, etc. Motorcycle Accidents Only. It's been that way for 30 years.
If you have been injured in any type of
motorcycle accident, do not make these types of mistakes.
Contact a Michigan motorcycle accident lawyer, today, at the Michigan Biker's
Association and obatin the help you need right away.